Payment

Ecster offers individuals the possibility to pay through invoice within 14 days. The invoice is sent in connection with the delivery. In the case of a delayed or absent payment there's a reminder fee of 60 SEK as well as an interest rate of 24% per year.

At the moment of purchase a credit worthiness evaluation is carried out which can result in a credit check. The creditor is Ecster AB. Escter is a registered credit market company with the permission to carry out their business according to the law (2004:297) of banking- and financing business. Ecster is supervised by Finansinspektionen and is registered in Bolagsverket's register of companies.

The condition to pay with invoice is that you're over 18 years and don't have any records of non-payment.

Through our cooperation with Ecster we can offer individuals the possibility to sign a credit agreement and thus be able to pay in parts. In the check-out you then choose the option partial payment and for how many months you want to pay. You can, at any time, choose to make the payment in full.

At the moment of purchase a credit worthiness evaluation is carried in which can result in a credit check. The creditor is Ecster AB. Escter is a registered credit market company with the permission to carry out their business according to the law (2004:297) of banking- and financing business. Ecster is supervised by Finansinspektionen and is registered in Bolagsverket's register of companies.

The condition for partial payment is that you're over 18 years and don't have any records of non-payment.

If you've previously carried out a partial payment through Ecster you can use the same account and you don't need to be credit checked again. If the credit limit on the account is too low you can easily apply for a raise.

Example: at a 10 000 SEK-purchase the arrangement fee is 0 SEK and the administrative fee 29 SEK. The yearly interest is 13,82% which means an current yield of 18,74%. The total cost for you to pay is 10 981 SEK. The number of partial payments is 12, each payment consisting of 915 SEK. This example is based on a 12 month payback time with a fully used credit.

A complimentary card

When you've carried out your partial payment you have the possibility to acquire a card – completely free of charge. The card's connected to your allowed credit, and you can use it to make payments and withdraw cash anywhere in the world. You get a bonus on all your purchases and every month you get nice offers and benefits. There is no yearly fee for the card.